FREE MORTGAGE CALCULATOR SCRIPT

If you want to add a mortgage calculator to your website you have 2 options for adding the script to your website. If this seems confusing to you, please forward this page to your webmaster and have them do it for you.

THE FIRST WAY: All you have to do is load up our calculator webpage, then go to the top left corner of your screen and click [FILE], then [SAVE AS], then name it "calculator.html". You will need to save it as a "html file" within your website. Then just link off your homepage to the calculator.html page.

THE SECOND WAY: All you have to do is COPY / PASTE all of the source code in the box below into a blank html page on your website. Then name that page.

Then upload your new page and link to it from your homepage. To make sure you copy it all the code, I suggest placing your cursor in the box below and then his [CNTRL] & [a] on your keyboard. Then copy / paste like normal.

If you are unsure how to do this, forward this page to your webmaster and ask them to create a mortgage calculator webpage for you.

If this seems to confusing, then you can link from your website directly to:

http://www.aztoolbar.com/calculator.html

<HEADER="Mortgage" <title>Mortgage And Home Loan For Lender</title> <meta name="Description" content="Looking for a home loan. Need a mortgage for your new home purchase? We can provide you a home loan mortgage payment."> <meta name="KeyWords" content="mortgage, home loan, refinance, lender,home loan,mortgage loan,mortgage rate,mortgage refinancing, mortgage company,second mortgage,home purchase"> <meta name="robots" content="index, follow"> <meta name="Revisit" content="after 7 days"> <META NAME="robots" content="ALL"> <meta name="GOOGLEBOT" content="INDEX, no follow"> <meta name="rating" content="general"> <! Credit for this script goes to Chase > <script LANGUAGE="JavaScript"> function floor(number) { return Math.floor(number*Math.pow(10,2))/Math.pow(10,2); } function dosum() { var mi = document.temps.IR.value / 1200; var base = 1; var mbase = 1 + mi; for (i=0; i<document.temps.YR.value * 12; i++) { base = base * mbase } document.temps.PI.value = floor(document.temps.LA.value * mi / ( 1 - (1/base))) document.temps.MT.value = floor(document.temps.AT.value / 12) document.temps.MI.value = floor(document.temps.AI.value / 12) var dasum = document.temps.LA.value * mi / ( 1 - (1/base)) + document.temps.AT.value / 12 + document.temps.AI.value / 12; document.temps.MP.value = floor(dasum); } </script> <style type="text/css">  </style> <div align="center"> <p align="left"><span class="style2">MORTGAGE RATES</span> <script type="text/javascript"> </script> <script type="text/javascript" src="http://pagead2.googlesyndication.com/pagead/show_ads.js"> </script><p></p> <p><b></b> <p></p> </div> <form NAME="temps"> <div align="center"><center> <h3><font face="Arial, Helvetica, sans-serif"><b>Use this Mortgage Loan amount tool to figure<br> out your monthly mortgage payment.</b></font></h3> <table width="70%" border="0" cellspacing="0" cellpadding="3"> <tr> <td><font size="1" face="Verdana, Arial, Helvetica, sans-serif"><b>CAUTION: Do NOT rely on the results from this page to make financial decisions about your final mortgage payment. Interest rates vary and the tax laws change regularly. Consult your mortgage lender for final payment calculation.</b></font> <hr> </td> </tr> </table> </center></div> <div align="center"> <table width="400" border="0" cellspacing="0" cellpadding="1" bgcolor="#000000"> <tr> <td> <table border="0" width="100%" bgcolor="#FFFFCC" cellpadding="3" cellspacing="0"> <tr> <td width="33%"> <div align="left"> <p align="center"><font size="2" face="Verdana, Arial, Helvetica, sans-serif">Years:<br> <input type="TEXT" name="YR" onChange="dosum()" size="6" value="30"> </font> </div> </td> <td width="33%"> <div align="left"> <p align="center"><font size="2" face="Verdana, Arial, Helvetica, sans-serif">Interest: <br> <input type="TEXT" name="IR" onChange="dosum()" size="6" value="8.0"> </font> </div> </td> <td> <div align="left"> <p align="center"><font size="2" face="Verdana, Arial, Helvetica, sans-serif">Loan Amount:</font><br> <input type="TEXT" name="LA" onChange="dosum()" size="6" value="100000"> </div> </td> </tr> <tr> <td width="33%"> <div align="left"> <p align="center"><font size="2" face="Verdana, Arial, Helvetica, sans-serif">Annual Tax:<br> <input type="TEXT" name="AT" onChange="dosum()" size="6" value="1000"> </font> </div> </td> <td width="33%"> <div align="left"> <p align="center"><font size="2" face="Verdana, Arial, Helvetica, sans-serif">Annual Insurance:<br> <input type="TEXT" name="AI" onChange="dosum()" size="6" value="300"> </font> </div> </td> <td align="CENTER"> <div align="left"> <p align="center"> <input type="BUTTON" value="Calculate Now!" onClick="dosum()" name="BUTTON"> </div> </td> </tr> </table> </td> </tr> </table> <h3><font face="Arial, Helvetica, sans-serif"><b>Results</b></font></h3> </div> <div align="center"> <table width="350" border="0" cellspacing="0" cellpadding="1" bgcolor="#000000"> <tr> <td> <table border="0" bgcolor="#99CC99" width="100%"> <tr> <td width="74%"> <p align="left"><font size="2" face="Verdana, Arial, Helvetica, sans-serif">Monthly Principal + Interest:</font> </td> <td width="26%"> <div align="center"> <center> <p> <input type="TEXT" name="PI" size="10"> </center></div> </td> </tr> <tr> <td width="74%"> <p align="left"><font size="2" face="Verdana, Arial, Helvetica, sans-serif">Monthly Tax: </font> </td> <td width="26%"> <div align="center"> <center> <p> <input type="TEXT" name="MT" size="10"> </center></div> </td> </tr> <tr> <td width="74%"> <p align="left"><font size="2" face="Verdana, Arial, Helvetica, sans-serif">Monthly Insurance: </font> </td> <td width="26%"> <div align="center"> <center> <p> <input type="TEXT" name="MI" size="10"> </center></div> </td> </tr> <tr> <td width="74%"> <p align="left"><font size="2" face="Verdana, Arial, Helvetica, sans-serif">Total Payment: </font> </td> <td width="26%"> <div align="center"> <center> <p> <input type="TEXT" name="MP" size="10"> </center></div> </td> </tr> </table> </td> </tr> </table> </div> <div align="center"><center> <p><br> <font face="Verdana, Arial, Helvetica, sans-serif" size="2">Thank you for using our Mortgage tool.</font><p></p> <table width="600" border="0" cellspacing="0" cellpadding="0"> <tr> <td valign="top"><font face="Verdana, Arial, Helvetica, sans-serif" size="1"><strong>MORTGAGE</strong>: These mortgage rates are designed to be an informational and educational tool only, and when used alone, does not constitute investment, financial, or tax advice. We strongly recommend that you seek the advice of a professional before making any type of decision. We also encourage you to review your investment strategy periodically as your financial circumstances and the tax laws change. This model is provided as a rough approximation of future financial performance. The results presented are hypothetical and may not reflect the actual performance of your own investments. We are not responsible for the consequences of any decisions or actions taken in reliance upon or as a result of the information provided by this calculator.</font></td> </tr> </table> <p> <p></p> </center></div> </form><center> <p> <p></p> <p align="right"> <p></p> <p align="right" class="style1"> <p></p> <H2 align="left" class="style1">Types of Mortgage Loan Programs</H2> <DIV class="style1" id=qtCtt> <div align="left">When I was a little girl, there were three types of mortgages available to a home buyer. Buyers could get a fixed-rate conventional mortgage, an FHA loan or a VA loan. Times have definitely changed. Now there are a dizzying array of mortgage loan types available -- as the saying goes: more mortgage loan types than you can shake a stick at! </div> <P align="left"> <H3 align="left"><B>Popular Types of Mortgage Loan Programs</B></H3> <P align="left"> <P align="left"> <div align="left"> <UL> <LI><B>Fixed-Rate Mortgage Types</B> </UL> </div> <UL><LI><P align="left">This is the granddaddy of them all. Now you can choose from 10-year, 15-year, 20-year-, 30-year, 40-year and even 50-year fixed-rate mortgages, all of which are completely amortized. <P align="left"><p></P> <LI> <div align="left"><B>FHA Loans</B> </div> <P align="left">FHA mortgage loan types are insured by the government through mortgage insurance that is funded into the loan.<p></P> </LI> </UL> </DIV> <DIV id=qtCtt> <div align="left" class="style1"> <UL> <LI>First-time home buyers are ideal candidates for an FHA loan because the down payment requirements are minimal and FICO scores do not matter. </UL> </div> <UL class="style1"><LI> <div align="left"><B>VA Loans</B> </div> <P align="left">This type of government loan is available to veterans who have served in the U.S. Armed Services and, in certain cases, to spouses of deceased veterans. The requirements vary depending on the year of service and whether the discharge was honorable or dishonorable. The main benefit to a VA loan is the borrower does not need a down payment. The loan is guaranteed by the Veterans Administration, but funded by a conventional lender. <P align="left"><p></P> <LI> <div align="left"><B>Interest-Only Mortgage Types</B> </div> <P align="left">Calling a mortgage loan type an "interest-only mortgage" is a bit misleading because these loans are not really interest only, meaning the borrower pays only interest on the loan. Interest-only loans contain an option to make an interest-only payment. The option is available only for a certain period of time. However, some junior mortgages are indeed interest only and require a balloon payment, consisting of the original loan balance at maturity.<p></P> </LI> </UL> <P align="left" class="style1"> <H3 align="left" class="style1"><B>Hybrid Types of Mortgage Loans</B></H3> <P align="left" class="style1"> <P align="left" class="style1"> <div align="left" class="style1"> <UL> <LI><B>Option ARM Mortgage Types</B> </UL> </div> <UL class="style1"><LI><P align="left">Option ARM loans are complicated. They are adjustable-rate mortgages, meaning the interest rate fluctuates periodically. Like the name implies, borrowers can choose from a variety of payment options and index rates. But beware of the minimum payment option, which can result in negative amortization. <P align="left"><p></P> <LI> <div align="left"><B>Combo / Piggyback Mortgage Loan Types</B> </div> <P align="left">This type of mortgage financing consists of two loans: a first mortgage and a second mortgage. The mortgages can be adjustable-rate mortgages or fixed-rate or a combination of the two. Borrowers take out two loans when the down payment is less than 20% to avoid paying private mortgage insurance. <P align="left"><p></P> <LI> <div align="left"><B>Adjustable-Rate Mortgage Types</B> </div> <P align="left">Adjustable-rate mortgages (ARMs) come in many flavors, colors and sizes. The interest rate fluctuates. It can move up or down monthly, semi-annually, annually or remain fixed for a period of time before it adjusts. <p></P> <LI> <div align="left"><B>Mortgage Buydowns</B> </div> <P align="left">Borrowers who want to pay a lower interest rate initially often opt for mortgage buydowns. The interest rate is reduced because fees are paid to lower the rate, which is why it's called a buydown. Buyers, sellers or lenders can buy down the interest rate for the borrower.<p></P> </LI> </UL> <P align="left" class="style1"> <H3 align="left" class="style1"><B>Specialty Mortgage Loan Types</B></H3> <P align="left" class="style1"> <P align="left" class="style1"> <div align="left" class="style1"> <UL> <LI><B>Streamlined-K Mortgage Loans</B> </UL> </div> <UL><LI class="style1"><P align="left">Like the 203K loan program, FHA has another program that provides funds to a borrower to fix-up a home by rolling the funds into one loan. The dollar limits for repair work are lower on a Streamlined-K loan, but it requires less paperwork and is easier to obtain than a 203K. <P align="left"><p></P> <LI class="style1"> <div align="left"><B>Bridge / Swing Loans</B> </div> <P align="left">These types of mortgage loans are used when a seller has put a home on the market -- but it has not yet sold -- and the seller wants to borrow equity to buy another home. The seller's existing home is used as security for a bridge (also called swing) loan. <P align="left"><p></P> <LI class="style1"> <div align="left"><B>Equity Mortgage Loan Types</B> </div> <P align="left">Equity loans are second in position and junior to the existing first mortgage. Borrowers take out equity loans to receive cash. The loans can be adjustable, fixed or a line of credit from which the borrower can draw funds as needed. <P align="left"><p></P> <LI> <div align="left" class="style1"><B>Reverse Mortgages</B> </div> <P align="left" class="style1">Reverse mortgage are available to any person over the age of 62 who has enough equity. Instead of making monthly payments to the lender, the lender makes monthly payments to the borrower for as long as the borrower resides in the home. The interest rate can be fixed or adjustable.<p></P> </LI> </UL> </DIV>  <p align="right" class="style1"> <p></p> <p align="right" class="style1"> <p></p> <p align="right" class="style1"> <p></p> <p align="right" class="style1"> <div id="eXTReMe"> <div align="right"><a href="http://extremetracking.com/open?login=calc5"> <img src="http://t1.extreme-dm.com/i.gif" style="border: 0;" height="38" width="41" id="EXim" alt="eXTReMe Tracker" /></a> <script type="text/javascript"> </script> <noscript> <div id="neXTReMe"><img height="1" width="1" alt="" src="http://e2.extreme-dm.com/s11.g?login=calc5&j=n&jv=n" /> </div> </noscript> </div> </div> <div align="right"> </div> <p align="right"><p></p> <p align="right"> <p></p> </center>

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